LOANTRUST

    How it works

    From listing to funded loan in under two weeks.

    Six handoffs. Each one is automated, packaged, and routed. No spreadsheets. No phone tag. No re-underwriting.

    The 6-step flywheel

    Each step is automated, structured, and visible to all three sides.

    1. 01

      Wholesaler lists property

      ~5 minutes. Free forever.

      Address, photos, asking. That's it. The packaging engine handles everything downstream — no underwriting work for the wholesaler.

    2. 02

      AI packages the deal

      ~60 seconds.

      Photo analysis → conservative rehab budget. 3 sold comps within 1 mile via Attom Data → weighted ARV. 65/70% LTV recommendations.

    3. 03

      Subscribed lender pre-approves the property

      Property-level pre-approval.

      Pre-approval is tied to the deal, not just the borrower. Subscription gives the lender the right to claim it.

    4. 04

      Investor sees deal with financing attached

      Filtered by tier.

      Browse with speed-to-fund tier visible — Instant, Standard, Pre-Qualified. No cold-call rate-shopping.

    5. 05

      Loan funds — auto-prompt: rental rehab or flip?

      Investor picks the exit.

      The package adapts. Rental scope produces a rental-grade budget. Flip scope produces a high-value rehab estimate.

    6. 06

      If rental: auto-list on RentTrust before construction is complete

      Pre-fill the renter pipeline.

      RentTrust starts marketing the unit as 'Available [Date]' so it's leased the day construction wraps.

    The AI packaging engine

    Three subsystems. One file lenders trust.

    Built with a deliberate conservative bias. The AI assumes worst-case on any system it cannot inspect. Upload an invoice or inspection report and the budget tightens.

    Subsystem 1

    Photo-driven rehab budget

    • —Computer-vision classifier across roof, HVAC, electrical, plumbing, foundation, kitchen, bath, flooring, exterior, and landscaping.
    • —Two budget modes: rental-grade or high-value flip. Investor picks the scope on demand.
    • —CONSERVATIVE BIAS: every unseen system is bid worst-case until invoices/inspections are uploaded.
    Subsystem 2

    Comps + ARV

    • —Three sold comparables within 1 mile via Attom Data.
    • —Each weighted by recency, distance, and condition.
    • —Adjustments are itemized so lenders and investors can see exactly how ARV was derived.
    Subsystem 3

    LTV recommendation

    • —Both 65% and 70% LTV bands surfaced on every package.
    • —Lender prices in 5 minutes instead of 5 days.
    • —Investor knows the leverage range before requesting a loan.

    Want to see one in detail?

    We packaged a real Atlanta deal end-to-end. It's the same file every wholesaler gets.

    View sample deal