Our lending panel

    How LoanTrust Works With Lenders

    LoanTrust is a technology platform that packages and routes investor deals to a curated panel of top wholesale and direct lenders — so investors get fast, competitive financing on every deal. All financing is originated by licensed lenders on our panel.

    We do not charge lenders to participate. Our revenue comes from referral fees and platform subscriptions paid at close — incentives stay aligned with the lender and borrower.

    Borrowers and wholesalers submit deals through our intake. Our AI packaging engine underwrites the property — photo-driven rehab budgets, comp-weighted ARV, and conservative LTV bands — then we route the completed file to the best-fit lender on our panel.

    The result: lenders receive pre-packaged, underwriting-ready files instead of raw leads. No cold outreach required. No marketing spend. Just deal flow that's already been vetted and structured.

    Why lenders work with us

    • Pre-packaged underwriting files — ready to review
    • Conservative-bias AI — budgets assume worst-case
    • No platform fees or subscriptions
    • Deal flow matched to your lending criteria
    • Lender-direct routing — you stay the originator of record

    Programs we place

    Five core loan products across our panel

    DSCR

    Long-term rental purchase & refinance

    Fix & Flip

    Short-term rehab bridge loans

    New Construction

    Ground-up residential builds

    Bridge

    Short-term capital for acquisitions

    Multifamily

    5+ unit apartment financing

    For lenders

    Interested in seeing our deal flow?

    We'll be in touch when our volume threshold is met for direct partnerships. No fees, no tiers, no commitments.

    We'll never share your details. No fees, no commitments.