Three-sided marketplace
One deal. Three winners. Closed in days, not months.
Off-market deal flow has always been fragmented and opaque. LoanTrust pulls wholesalers, lenders, and investors into a single workflow — with AI doing the heavy lifting in between.
Wholesalers
List free. Reach pre-approved capital.
Off-market deals get an AI-packaged file in front of lenders ready to fund. ~5 minutes to list.
List a dealLenders
0.5% on DSCR & NC. $500/mo for Rehab.
Pay-per-close on DSCR (Purchase or Refi) and New Construction. Subscribe for unlimited Rehab / Hard-Money deal access. Property-level pre-approval rights included.
See pricing & tiersInvestors
Browse deals with financing attached.
Filter by lender speed-to-fund tier. Skip the cold-call rate-shopping. Close in 7-10 days.
Join the waitlistThe 6-step flywheel
From listing to funded loan in under two weeks.
Each handoff is automated, packaged, and routed. No spreadsheets. No phone tag. No re-underwriting.
- 01
Wholesaler lists property (~5 min)
Free. Off-market deals reach pre-approved capital instantly.
- 02
AI packages the deal (~60 sec)
Photo analysis → rehab budget. 3 comps within 1 mile → ARV. 65–70% LTV recommendation.
- 03
Subscribed lender pre-approves the property
Pre-approval is property-level: tied to the deal, not just the borrower.
- 04
Investor sees deal with financing attached
Browse with filtered speed-to-fund tier. No cold rate-shopping.
- 05
Loan funds — auto-prompt: rental rehab or flip?
Investor picks the exit. The package adapts.
- 06
If rental: auto-list on RentTrust before construction is complete
Pre-fill the renter pipeline so the property is leased the day it's ready.
Sample AI package
This is what a packaged deal looks like.
A real Atlanta address with a real demo file: photos analyzed, comps weighted, ARV computed, LTV recommended, and pre-approval attached.
The packaging engine
Conservative by design. Bias toward "buy with margin."
The AI assumes worst-case on any system it cannot inspect. Roof, HVAC, electrical — if there's no invoice, the budget gets a cushion. That's how lenders trust the file.
Photo-driven rehab
CV across roof, HVAC, electrical, plumbing, foundation, kitchen, bath, flooring, exterior.
Comps + ARV
3 sold comps within 1 mile via Attom Data, weighted by recency, distance, condition.
65 / 70% LTV bands
Both bands on every package, so lenders price quickly and investors know their margin.
Why this works
InvestorLift facilitated $30B+ in real estate offers with a single financing-partner integration.
LoanTrust extends that pattern to a competitive multi-lender marketplace — where the best-priced, fastest-to-fund capital wins each deal.
Avg loan
~$200K
hard-money
Origination / deal
$4K
2 pts on $200K
Industry CAC
$2K-5K
per lender
LoanTrust CAC
$500
1 deal payback