TrustMulti by LoanTrust
Multifamily Loan
5+ units, underwritten on the building's income.
5+
Units
Up to 75–80%
Leverage
DSCR
Based
LLC
Standard
No SSN required · No credit impact · Reviewed by Hans Michel, NMLS #2857209
How it works
- ✓Qualification on the building's net income — not the borrower's W-2.
- ✓Stabilized acquisitions, refinances, and cash-outs for value-add exits.
- ✓Bridge-to-perm structures for properties mid-renovation.
- ✓Entity (LLC) borrowing standard.
Questions investors ask
What's the minimum DSCR on multifamily?
Typically 1.20–1.25 on stabilized assets; value-add deals use bridge structures until the income supports permanent debt.