LOANTRUST

    New construction loans

    New Construction Loan Programs — Compared Side by Side

    Find the right ground-up construction lender for your build. Calculate your max loan, equity required, and best-fit lender in seconds.

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    Default $165 baseline (Atlanta GA, 2026)

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    Market snapshot

    Typical New Construction Loan Parameters

    Blended ranges across our lending panel. Actual terms vary by lender, project scope, and borrower experience.

    Rate range

    9.0% – 12.5%

    LTC

    Up to 85%

    Term

    12 – 24 mo

    Loan range

    $150K – $5M

    Need construction financing?

    Submit your deal and we'll match you with a lender.

    Our AI packages your ground-up build and routes it to the best-fit construction lender on our panel. Pre-underwritten files, no rate-shopping required.