TrustFlip by LoanTrust
Fix & Flip Loan
Buy it, rehab it, sell it — one loan.
Up to 90%
Of purchase
Up to 100%
Of rehab
12–18 mo
Term
10–14 days
Typical close
No SSN required · No credit impact · Reviewed by Hans Michel, NMLS #2857209
How it works
- ✓Single loan covers purchase + renovation draws; interest-only during the project.
- ✓Draws released in days against photo/inspection progress.
- ✓ARV-based leverage up to 70–75% of after-repair value.
- ✓Works for first-time flippers with a solid deal and contractor plan.
Questions investors ask
How are rehab funds released?
In staged draws against completed work, verified by photo or third-party inspection — typically reimbursed within a few business days.
What experience do I need for a flip loan?
Experience improves leverage and pricing, but first-time flippers qualify with strong deal economics, adequate reserves, and a licensed contractor plan.