Rates, housing data, and what it means for your file.

Cash-Out Refinance | Requirements & Limits [current_year]

Feds Raid North Texas-Based Contractor As Part Of HUD Investigation

HUD authorities raided Cadence McShane offices over whistleblower allegations that it exceeded a profit cap on a low-income housing project.

South River Mortgage elevates Tyler Plack to CEO

South River Mortgage promotes Tyler Plack to CEO as Jim Plack retires, with SRM ranking No. 5 with 856 HECM endorsements in 12 months.

Home Price Appreciation Edges Higher Amid Growing Regional Divide

Home prices continued to edge higher in the latest readings from FHFA and the S&P Cotality Case-Shiller Home Price Indices , with both measures showing somewhat stronger annual gains than they did a m

Lennar lawsuits point to rising cyber liabilities for lenders

The homebuilding giant reported two separate cyber incidents this year, with the most recent breach of its mortgage unit affecting more than 348,000 individuals.

New Home Sales Give Back June's Gains

The new home market struggled to maintain the momentum seen in June, with sales falling sharply in July and inventory moving higher. The latest Census Bureau and HUD figures point to another month of

Mortgage Demand Remains Stalled as Rates Move Higher

Mortgage application activity softened last week, with both purchase and refinance demand moving lower as mortgage rates climbed to their highest level in three weeks. The Mortgage Bankers Association

Loan Trust launches new RMBS backed by prime fixed-rate mortgages

The deal is backed by recently originated, 30-year fixed-rate mortgages with an average combined loan-to-value ratio of 75.1%, according to Morningstar DBRS.

How Warsh's hawkish comments will impact mortgage rates

Fed Chair Kevin Warsh's much anticipated speech at the Jackson Hole meeting reinforced past comments about reducing communications around forward guidance.

Mortgages Now Take 36% of a Typical Family’s Income. Here’s How Financial Experts Say To Prepare

The NAHB/Wells Fargo Cost of Housing Index puts the affordability crisis in context: how much of your income you need for a house now.

MBA president fires back on claims of poor FHA underwriting

Broeksmit said the op-ed erroneously linked the health of an independent lender to the health of the FHA's Mutual Mortgage Insurance Fund (MMIF).

Mortgage Calculator: Here’s How Much You Need To Buy a $430K Home at a 6.66% Rate

Rates saw minor tick up this week, yet remain steady at levels not seen in over a year, much to buyers dismay.

MBA’s Broeksmit pushes back on WSJ’s FHA distress narrative

The Mortgage Bankers Association chief defended the health of FHA programs, which the Journal’s editorial board had linked to a recent UWM hedging loss The post MBA’s Broeksmit pushes back on WSJ’s FH

Education, Underwriting, Processing Tools; Originators and Tech; Gov't Program Changes; Tech Survey

STRATMOR’s 2026 Technology Insight® Study Lender Intelligence Survey is now open, giving mortgage lenders a chance to share their firsthand experience with the technology that powers their businesses,

Better’s Case Against Garg Exposes Holes In Its Growth Story

Better Home & Finance’s boardroom fight with founder Vishal Garg has exposed a potentially more consequential problem for mortgage companies considering its technology: Some of Better’s highly promote

Multifamily Absorption Rate Remains Below 50%

The percentage of new apartment units that were absorbed within three months after completion was down five percentage points in the first quarter, according to the Census Bureau’s latest release of t

Academy's $2M data breach deal: Why litigating rarely beats settling

Academy Mortgage's deal will cover around 285,000 class members. It's the sixth deal this year by a mortgage firm seeking to squash consumer complaints.

Real REMAX Group halts Motto Mortgage franchise growth

Vic Lombardo, the president of REMAX’s mortgage services, had stepped down from his role

Veterans United Promotes Jeremyah Grigery To Chief Marketing Officer

Veterans United Home Loans has promoted Jeremyah Grigery to chief marketing officer, putting the longtime company executive in charge of the VA lender’s broader marketing strategy and brand developmen

Builders Shrink Homes, But Affordability Keeps Slipping

Builders have spent a decade cutting square footage to bring new homes within reach of increasingly stretched buyers. The strategy has produced smaller houses, but not the kind of cost relief that mig