
Blog
Rates, housing data, and what it means for your file.
Mortgage and housing news, read through one question: what does this change for the borrower sitting across the table? Written by the desk at loantrust.ai.


Mortgage Rates Could Swing as Markets Brace for a September Fed Meeting

How Much Down Payment Do You Need To Buy a House?

6 Types of Home Loans: Which Mortgage Is Right for You?
Six main types of home loans cover most potential buyers: conventional, FHA, VA, USDA, adjustable-rate, and jumbo.

The down payment myth still keeping buyers on the sidelines
Ospina says a first-time buyer book built on busting this myth shows what's possible

How to Qualify for a Mortgage: Income, Credit, and Debt Requirements for a Loan
Qualifying for a mortgage comes down to three things a lender checks closely when you apply: credit, income, and debt.

Mortgage rates surge to the highest since June 2025 as new Middle East attacks push oil prices up
The expectation had been for falling rates this year, but the war with Iran and its resulting rise in oil prices upended that.

How ROAD Act rental limits create lender opportunities

Serious Delinquencies Edge Lower While Mortgage Transitions Rise

First American downplays foreclosure risks as home prices soften

Second Mortgage vs. Home Equity Loan: What’s the Difference?

In Portland, Ore., a TV Stylist With a $540,000 Budget

Dan Sogorka named CEO of Informed, exits chief role at Origna8

Video: August 31, 2026, Economic and Housing Market Outlook
The August 31, 2026 Housing Market Outlook video gives you the info you need to know to navigate the housing market as a homebuyer, home seller, renter, or industry professional.

Housing Week Ahead: August Inventory Data, Mortgage Rates, and Jobs Report

Adjustable-Rate Mortgages Are on the Rise: Why the Riskier Loan Is Enticing Homebuyers More Than Ever
An ARM might help you snag a lower introductory mortgage rate—but with mortgage rates on the rise, is the risk worth the reward?

95 percent of loan officers are unprepared for the next refi wave

Refinancing Your Home
Learn how to refinance your home. This Guide has tips to find the best refinance rates, lower your payment, cash out equity, or pay off your home early.

Federal Judge Blocks HUD Funding Changes
