
Blog
Rates, housing data, and what it means for your file.
Mortgage and housing news, read through one question: what does this change for the borrower sitting across the table? Written by the desk at loantrust.ai.


Rising appraisal defects signals likely stress for lenders

Servicers need to watch young borrowers during holidays

The 5 Biggest Mistakes Veteran and Military Homebuyers Make
The VA offers plenty of great programs to help homebuyers, but they're not foolproof. VA-savvy real estate agents share the common missteps.

Mortgage rates ease as buyers gain leverage with concessions, ARMs

Davidson Homes, loanDepot launch in-house mortgage JV

ARMs hit record 17% of locks: Pitch beyond the 30-year
Mortgage locks decreased across all loan categories in October, while the share of government-backed production grew, according to new data from Optimal Blue.

October 2026 CPI: Inflation Firms, December Fed Hike Looms
October’s CPI came in a touch hotter than consensus, with headline up 0.4% and core up 0.3% month over month.

Top Biden economist pitches $1,000 down for first-time buyers
A top Biden administration economic official is pitching Democrats on a low-down-payment proposal to bring millions of new homebuyers into the market, as incoming congressional leaders take stock of…

ARM share reaches record high as October mortgage locks fall 19%

Cash-Out Refinance | Requirements & Limits [current_year]

Rising mortgage payments push down pending sales in October

Mortgage rates set to rise as October CPI tops forecasts

October Marks the First Month in 3 Years With a Decline in U.S. Home-Sale Prices
The median U.S.

Movement seeks $1.2M clawback: Vet signing bonus terms now

High rates forcing mortgage servicers to rethink their retention strategies

Las Vegas Inventory Hits Record High as Buyer Demand Sinks—but One Surprising Segment Defies the Slump

VA Loans in a High-Rate Market: Lower Down Payments, Lower Costs

CRE's Lending War Rages On After The Fed's Hike, But A $19B Refi Gap Looms
Lenders are still cutting margins to win stabilized deals, while owners of maturing office and apartment loans are running out of road.
