via Realtor.com News
Housing Week Ahead: Home Prices, New Construction Insights, and ‘Affordability Refugees’
Get ready for another busy week in housing data, with several key indicators coming out as well as economic reports from Realtor.com.
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Rates, housing data, and what it means for your file.
Mortgage and housing news, read through one question: what does this change for the borrower sitting across the table? Written by the desk at loantrust.ai.
via Realtor.com News
New Escrow Rules May Eliminate Interest Payments: What Homeowners Stand To Lose—and Why Your State May Be Suing To Save Your Money
New federal mortgage escrow rules issued by the OCC grant national banks and federal savings associations full discretion over interest.
via HousingWire
Building codes help, not hinder, housing affordability
University of Alabama researchers analyzed 2.7 million sales across 26 states, finding no sustained price increases after code adoption
via HousingWire
NEXA Lending acquires UMortgage, adds Anthony Casa to exec team
NEXA will add UMortgage's team of 246 loan officers that originated $2.05B over the past 12 months
via The Mortgage Reports
Cash-Out Refinance | Requirements & Limits [current_year]
This cash-out refinance guide explains how a cash-out loan works, as well as cash-out refinance requirements and rates.
via HousingWire
What can the government do to lower mortgage rates?
Mortgage spreads fell to 1.96% and kept rates under 7%, but Iran conflict risk and Fed hawkishness left the 10-year yield near yearly highs.
via Scotsman Guide
MBA raises rate forecast, slashes refinance outlook
The trade group’s latest projections have 10-year Treasurys yielding 4.7% through the end of 2027 The post MBA raises rate forecast, slashes refinance outlook appeared first on Scotsman Guide .
via Scotsman Guide
Two Harbors clears final regulatory hurdle for CrossCountry merger
CCM appears poised to finally acquire TWO’s long-coveted mortgage servicing rights The post Two Harbors clears final regulatory hurdle for CrossCountry merger appeared first on Scotsman Guide .
via Mortgage News Daily
No Major Changes in Mortgage Demand
Mortgage application activity was little changed last week as higher mortgage rates continued to weigh on purchase demand. The Mortgage Bankers Association (MBA) reported a 0.4% decrease in total appl
via Mortgage News Daily
Builder Confidence Technically Higher But Still Sideways in The Big Picture
Builder sentiment improved slightly in August, but confidence in the market for newly built single-family homes remained subdued as elevated mortgage rates, rising construction costs and broader econo
via Scotsman Guide
New home listings rise in August as high mortgage rates weigh on demand
With pending sales in decline, economists see market ‘treading water’ as buyer confidence wanes The post New home listings rise in August as high mortgage rates weigh on demand appeared first on Scots
via Mortgage News Daily
Pending Home Sales Slip 2.3% in July
Pending home sales declined again in July as elevated mortgage rates and record-high home prices continued to weigh on buyer demand. The National Association of REALTORS® (NAR) Pending Home Sales Inde
via Mortgage News Daily
Housing Starts Drop in July as Permits Point to Stronger Future Activity
Residential construction pulled back in July as housing starts and completions declined from June levels, while building permits rebounded. The latest Census Bureau data suggests builders remained cau
via Mortgage News Daily
Mortgage Rates Drift Modestly Higher
For all practical purposes, Friday's mortgage rates were unchanged versus Thursday's, but if we're splitting hairs, the average lender rose 0.01% to 6.77% for a top tier 30yr fixed. While many news ou
via Mortgage Professional America
Stop building your business around a rate drop, mortgage exec says
SimplyPMG's Ospina explains why today's rates may be closer to normal than anyone admits
via National Mortgage News
Shift to purchases: Higher rates squeeze 2026 refi volume
The Mortgage Bankers Association lowered its refi expectations by 5% this month, as rising mortgage rates are dampening borrowers' positions.
via Mortgage Professional America
The simple mortgage habit that could save you years of payments
Rocket Mortgage data finds 25% of borrowers chip away at principal — and it's reshaping payoff timelines
via National Mortgage News
Pulte nears LLPA fee tweaks as GSE margin shifts loom
The government-sponsored enterprise oversight chief said his agency is focusing on select fees applied to mortgages that lenders sell to Fannie and Freddie.
via Mortgage Professional America
Higher mortgage rates drag housing affordability lower in Q2
New NAHB data shows median-income families now need 34% of earnings for a new home mortgage
via National Mortgage Professional
New-Home Mortgage Demand Slips Despite Widespread Builder Incentives
Mortgage applications for newly built homes lost ground in July, another indication that builder incentives are struggling to overcome buyers’ sensitivity to elevated mortgage rates.Applications for n