via National Mortgage News
Standardized tech could cut $200M in mortgage trade costs
Data moving outside of physical documents in the secondary mortgage market is adding millions to costs per year, according to the Housing Policy Council.
Blog
Rates, housing data, and what it means for your file.
Mortgage and housing news, read through one question: what does this change for the borrower sitting across the table? Written by the desk at loantrust.ai.
via Zillow Research
Rental Momentum, For-Sale Pause : Zillow’s August Housing Market Forecast
The rental market is picking up steam as we head into the home stretch of 2026, while the for-sale market may be running out of it. Zillow’s forecast for rent growth accelerated 13% from last month, a
via HousingWire
HomeServices adds mortgage servicing through Prosperity
Prosperity originates nearly $9 billion a year and had typically sold servicing rights after closing.
via BiggerPockets Blog
Starter Homes Are Back. Here’s Exactly Where to Buy One
For years, rookies have heard the same bad news: starter homes are disappearing, and first-time buyers are getting older. But the newest data shows something very different, and we’re breaking […]
via HousingWire
Better, Coinbase announce broad rollout of token-backed conforming mortgage product
Early waitlist data showed more than $260 million in projected loan volume, with most respondents already on Coinbase One and planning to buy within six months
via CNBC Real Estate
Mortgage rates hit highest level in 3 weeks, weakening demand further
Mortgage rates rose again last week causing demand for both refinances and purchase loans to drop. Rates climbed to their highest level in three weeks.
via Realtor.com Research
New-Construction Insights: New Home Demand is Driven by Shoppers from Other Metro Areas
New-home demand is more likely to come from out-of-metro shoppers than existing-home demand. This is true overall (67.2% for new construction compared to 65.4% for existing homes), and also across tow
via HousingWire
What lenders need to ask as they prepare for a multi-credit scoring model environment
Four questions to align pricing, underwriting, compliance and post-lock workflows on a single source of truth
via HousingWire
The mortgage industry is deploying AI backward
Lenders that unify policy content and governance before borrower tools can cut search time and reduce compliance risk
via NAHB Eye on Housing
Economic Uncertainty, Affordability Challenges Weigh on New Home Sales
Elevated borrowing costs, rising inflation and broad economic uncertainty continue to curb buyer demand and hold back new home sales. Sales of newly built single-family homes declined 10.5% in July to
via Realtor.com Research
New Home Sales Rebound in June but Fall Short Year over Year
New home sales fell on both a month-over-month (-10.5%) and year-over-year (-6.3%) basis in July, to a seasonally adjusted annual rate of 607,000, the lowest since January. Builders have struggled to
via BiggerPockets Blog
10 College Towns Where Football Saturdays Pay Your Mortgage in 2026
It’s still 94 degrees out, but everyone has collectively decided it feels like fall; somebody’s uncle is already furious about a backup quarterback he has never watched play a snap; […]
via CNBC Real Estate
Cash is no longer king in home sales
Cash buyers are a diminishing share of the overall housing market, as more supply and weaker prices give all buyers more purchasing power.
via Realtor.com News
1 in 3 Homebuyers Say They Will Drop Their Mortgage Lender Over This Issue
Old scoring models don't take into account major changes in American earning and spending habits and the gig economy.
via Scotsman Guide
U.S. home prices flat in June, extending cooling trend
The FHFA said Tuesday that half as many states posted declines in the second quarter than the start of the year The post U.S. home prices flat in June, extending cooling trend appeared first on Scotsm
via HousingWire
UWM launches Mortgage Matchup plugin for ChatGPT
The tool helps users find independent mortgage brokers, run affordability math, and access calculators and education
via The Mortgage Reports
Citizens Bank Review for 2026: Rates, Loans & Credit Score
Our verdict: Citizens Bank is a full-service national bank that pairs a broad mortgage lineup (conventional, FHA, VA, jumbo, and a physician loan) with an easy online prequalification process and […]
via The Truth About Mortgage
Why Mortgage Rates Are Near a One-Year High
While they aren’t at their absolute worst, mortgage rates remain very close to their one-year high. They’re about .125% below their 52-week highs, which were seen in late July before we got some favor
via HousingWire
New home demand swoons even as sales prices hit a 5-year low
As new orders weakened in July, the median sales price of a new home fell to $393,800, the lowest level recorded since July 2021
via National Mortgage News
Small builders' rising costs pressure future home prices
Smaller builders felt the greatest impact of material cost increases, as new Trump administration tariffs add a layer of worry for the construction industry.