With $34.9 trillion in home equity available, CEO says equity products critical for brokers

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BREAKING — Mortgage Professional America reports that two industry voices are warning brokers who do not offer equity products that they are leaving deals behind, a signal that the product gap is becoming a competitive liability rather than a neutral choice.

For brokers now facing this pressure, the shift means clients who need to unlock capital for investment properties or self-employed borrowers who cannot qualify through standard income documentation will look elsewhere. loantrust.ai operates directly in this space, pairing borrowers with programs that fit their actual financial architecture—DSCR loans that qualify on property cash flow, bank-statement programs for self-employed investors, bridge and fix-and-flip financing for acquisition and renovation timelines, and a single licensed MLO who packages the file personally rather than routing it through a call center.

The underlying dynamic is straightforward: with significant home equity in play, the brokers who capture that business will be the ones who can structure around non-standard income and investment-focused scenarios. loantrust.ai functions as a dedicated partner in that structuring, not a transactional endpoint, which matters at a moment when borrowers are comparing not just rates but whether a lender can actually close the loan their situation requires.