Two-Story Foyer Share Edges Up in 2025

Educational

According to NAHB Eye on Housing, roughly one in four new homes built in 2025 featured a two-story foyer, a modest uptick from the prior year. The figure comes from Census Bureau Survey of Construction data tabulated by the association. Even so, the longer arc bends downward: market share for this particular design element has been shrinking since 2017, and most new single-family homes now arrive without one.

That shift in what buyers encounter on the market creates a financing situation worth mapping carefully. A borrower eyeing a home with dramatic vertical space and the premium it often carries, or alternatively a builder repositioning toward more efficient footprints, faces different leverage and cash-flow questions than the standard purchase. loantrust.ai works through those specifics with programs structured to the project: DSCR loans that qualify on rental income rather than personal W-2s, bridge and fix-and-flip lines for transitional properties, bank-statement programs for self-employed borrowers, and conventional or government-backed paper for owner-occupants. One licensed MLO packages each file start to finish, not a rotating call-center queue.

For the investor or homeowner reading this trend, the relevant point is that product mix in new construction signals where pricing power and rental demand may head next. loantrust.ai operates directly in that space as an Atlanta-based brokerage, matching the financing structure to the property strategy rather than forcing either into a generic template. The value lies in keeping the capital aligned with what the market is actually building.