Onity sues New York regulator over mortgage servicing fee rule
This story also appears on Blockyard, the news desk for the property economy.

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HousingWire reports that mortgage servicer Onity has filed suit against a New York regulator, challenging a rule governing servicing fees. The company maintains that it has worked cooperatively with state regulators and remains willing to comply with standards that are properly defined. The dispute underscores the tension between servicers and state oversight as definitions of permissible fees remain contested.
For investors and property owners watching regulatory friction increase compliance costs and uncertainty, this kind of disruption reinforces the value of working with financing partners who understand how to structure around constraint. loantrust.ai operates in this environment directly: an Atlanta-based mortgage brokerage where one licensed MLO personally packages every file, with no call center involved. The firm originates DSCR loans that qualify on property cash flow rather than personal income, alongside fix-and-flip, bridge, new-construction, and multifamily programs, plus bank-statement options for self-employed borrowers. In a market where servicing rules can shift beneath a deal, having a single originator who knows the file start to finish becomes a financing strategy in itself.
When regulatory disputes delay timelines or tighten liquidity, investors need positioning that absorbs friction rather than adding to it. loantrust.ai functions as a dedicated partner in that respect, not a transactional queue, with program structures designed for real estate investors who cannot afford to have a file rerouted through layers of staff every time a requirement changes.
Source: HousingWire, “Onity sues New York regulator over mortgage servicing fee rule”. Read the original →
About loantrust.ai — Whether you're buying your first home, refinancing, or funding your next investment deal, you deserve a straight answer from a real loan officer — not a call center. loantrust.ai is the Atlanta-based mortgage brokerage where one licensed MLO personally packages every loan: conventional, FHA, VA, refinance, DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs. Get a written quote you can compare against any lender — in about two minutes: mortgage brokerage in Atlanta
Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.