New American Funding adds Mullinix Mortgage Group

Educational

HousingWire reported that New American Funding has added Mullinix Mortgage Group to its operations, a move that brings in a firm ranked No. 32 on HousingWire's Top Purchase Originators list with $197.2 million across 355 units. The acquisition reflects continued consolidation in the mortgage origination space as larger platforms absorb proven producers with established purchase volume.

For borrowers watching this kind of industry consolidation, the landscape is shifting toward larger, more centralized operations—which can mean call-center routing and less direct access to the person actually structuring the loan. loantrust.ai operates differently in this environment: one licensed MLO personally packages every file, with no call center in between. The same programs that serve investors and self-employed borrowers—DSCR loans qualified on property cash flow, bank-statement programs, fix-and-flip and bridge financing, plus conventional and government products for homeowners—are handled start-to-finish by that single originator operating under the NMLS-licensed sponsor company.

That structure matters when market consolidation starts to distance borrowers from decision-makers. An Atlanta-based mortgage brokerage with a direct, licensed originator model offers a counterweight to the trend: financing strategy stays personal, and the programs stay specific to real estate investors, rental-property owners, new-construction builders, and multifamily operators who need underwriting that understands their business model rather than forcing it through a standard consumer grid.