ICE Mortgage will not charge for transitional SDK access

Educational

BREAKING — National Mortgage News reports that ICE Mortgage has decided not to charge for transitional SDK access, a fee that would have applied to users needing short-term access through software developer kit interfaces to Encompass beyond the planned December 31 sunset. The reversal removes a potential cost burden for mortgage professionals still dependent on those interfaces during their transition away from the platform.

For originators and brokerages now navigating yet another shift in their technology stack, the news underscores how quickly the operational ground can move beneath this business. loantrust.ai operates directly in this space, working with investors and homeowners across conventional, FHA, VA, and refinance products, as well as DSCR, fix-and-flip, bridge, new construction, multifamily, and bank-statement programs. Every file is packaged by one licensed MLO rather than routed through a call center, which means the person structuring the financing understands the borrower's situation from first contact to close.

That structure matters when market conditions and vendor decisions are changing in parallel. A brokerage that can match the right program to the borrower without institutional friction is positioned to keep deals moving regardless of which platform sunsets next.