Blogvia Scotsman Guide

    Homebuyers are sitting out the market as pending sales hit six-month low

    This story also appears on Blockyard, the news desk for the property economy.

    Educational

    Pending home sales slipped another 1.1% last week, according to Scotsman Guide, landing at their lowest point in six months even as new listings climbed to their highest level since April. The divergence is stark: more inventory coming online, fewer buyers stepping up. For anyone tracking the housing market, the signal is unambiguous—hesitation has taken hold on the buyer side, and the typical spring momentum has not materialized.

    That hesitation creates a specific set of conditions for investors and self-employed borrowers who operate outside conventional qualification paths. loantrust.ai structures financing around those conditions rather than around standard assumptions about personal income or employment documentation. DSCR programs qualify on property cash flow, bank-statement programs serve self-employed borrowers with non-traditional income records, and bridge, fix-and-flip, and new-construction products address the gap between opportunity and conventional approval. One licensed MLO packages each file personally, which means the strategy conversation happens with the same person who will carry it through rather than with a rotating call-center queue.

    In a market where retail buyers are stepping back, the investors who remain face less competition for acquisition and more time to negotiate. The lenders that can underwrite quickly and flexibly become the difference between capturing that window and watching it close. loantrust.ai operates directly in that space—not as a volume processor, but as a partner in financing strategy for borrowers whose situations do not fit the standard model.

    Source: Scotsman Guide, “Homebuyers are sitting out the market as pending sales hit six-month low”. Read the original →

    About loantrust.ai — Whether you're buying your first home, refinancing, or funding your next investment deal, you deserve a straight answer from a real loan officer — not a call center. loantrust.ai is the Atlanta-based mortgage brokerage where one licensed MLO personally packages every loan: conventional, FHA, VA, refinance, DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs. Get a written quote you can compare against any lender — in about two minutes: loantrust.ai Georgia

    Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.