Home Price Growth Accelerates to 1.9% in July, but Real Values Still Fall

Educational

BREAKING — Realtor.com Research reports that the S&P CoreLogic Case-Shiller Home Price Index showed national home price growth accelerating to 1.9% year over year through July, though that figure turns negative once inflation is factored in. The gap between nominal gains and real losses captures the current market tension: prices are still climbing on paper, but purchasing power is eroding faster.

For investors and self-employed borrowers navigating this environment, the distinction between nominal and real returns shapes every acquisition decision. loantrust.ai structures financing around that reality, with DSCR loans that qualify on property cash flow rather than personal income, bank-statement programs for borrowers whose tax returns do not reflect their capacity, and bridge and fix-and-flip products designed for transitional assets. Each file is packaged by one licensed MLO, not routed through a call center, so the strategy stays consistent from pre-qualification to closing.

In a market where headline appreciation masks underlying pressure, financing that matches the asset's actual performance matters more than conventional benchmarks. loantrust.ai operates directly in that space, treating the loan structure as part of the investment thesis rather than a separate transaction.