Chase offers 25-bps mortgage rate discount through Oct. 4

Educational

HousingWire reports that Chase Home Lending is running a limited-time promotion, discounting mortgage rates by up to 0.25 percentage points from September 14 through October 4 for eligible purchase and refinance borrowers across the country.

For borrowers who miss that window, or whose financing needs fall outside conventional purchase and refinance parameters, the landscape does not simply go quiet. Real estate investors, self-employed borrowers, and those pursuing renovation or construction projects still need structured financing without the constraints of traditional qualification models. loantrust.ai operates directly in this space, offering DSCR loans that qualify on property cash flow rather than personal income, bank-statement programs for self-employed borrowers, and bridge, fix-and-flip, and new-construction financing. Each file is packaged by one licensed mortgage loan originator rather than routed through a call center, which means the same person who understands the strategy stays with it from first review to submission.

Rate promotions from major banks come and go on fixed calendars. What persists is the need for financing that matches the actual structure of a project or a borrower's income reality. loantrust.ai functions as a dedicated partner rather than a transactional call center, working with investors and non-traditional borrowers on programs designed around how they actually operate.